Personal Checking Account

Western E-Direct

$100
Electronic statements

Western Direct Checking

$100
Electronic statements

$5 – Waived if daily balance in all linked accounts is more than $1,500

Old West Checking

$100
Electronic & paper statements

$7.50 –  Waived if daily balance in all linked accounts is more than $2,500

Teen Checking(Ages 13 – 18; held jointly with parent/legal guardian)

$10
Electronic statements

Western Silver(Ages 55 & up)

$100
Electronic & paper statements

$3 – Waived if daily balance in all linked accounts is more than $1,500

NOW Plus (Interest paid monthly on daily balance)

$750
Electronic & paper statements

$8 – Waived if daily balance in all linked accounts is more than $2,500

Health Savings Accounts (Interest based on tiered daily balance and paid monthly. Higher interest for higher balances. Rates are subject to change daily)

$0 to open with direct deposit payroll; $100 if  opening by check

$3 – Waived if daily balance is more than $500

Western Gold Money Market* (Interest paid on tiered daily balance)

$1,500
Electronic & paper statements

$12 – Waived if daily balance in all linked accounts is more than $2,500