Enhance Your Account
At Western Bank, you can utilize additional services and technologies to help you be more efficient so you can focus on taking care of your business. The following additional business services can be used to your advantage; Payroll, Merchant Processing, Remote Deposit Capture, Cash Management.
Merchant Processing
Make it easier to sell your services or products!
Teaming up with Priority FI Solutions, we make bank card processing efficient and productive to give your business the competitive edge!
What cards can my business accept?
Give your customers options by accepting debit and credit cards
- Visa ®
- Mastercard ®
- Discover ®
- American Express OptBlue ®
Other services include:
- Check Guarantee and Conversion
- Gift Cards and Loyalty Cards
- Electronic Benefits Transfer (EBT)
- Non-Profit Program
Methods for accepting and processing payments.
- Mobile and Wireless
- Point of Sale Transactions
- Virtual Terminal
Additional Features
- Compatible with most software
- Complementary online reporting
- Competitive rates
- No annual fees or monthly minimums
- Award winning US Based Customer Service – available 24/7/365
- Free equipment warranty
- Equipment purchase or lease option
- 24 hour support for authorizations
- In cases of equipment malfunction, Bank maintains equipment locally for loan while Business’ equipment is repaired or replaced
- Electronic authorization and settlement of credit cards
Remote Deposit Capture
Convenience, better deposit availability, and reduced transportation cost & risk.
Use remote deposit capture technology to make unlimited deposits to your account from your home or office for a low monthly fee, saving you time! Come in or call for a Remote Deposit Capture Application.
- Unlimited check deposits from your home or office
- Deposit an unlimited number of checks using a check scanner we provide
- 4:00 P.M. MST cutoff
- Free Setup and Support
Cash Management Services
Your business deserves efficient, secure, and easy-to-use business services to manage your cash flow – which means more time to take care of your business.
Western Bank’s Online Business Banking system provides the tools to help service your cash management needs.
- Automated Clearing House (ACH)
- Direct Deposit Payroll
- Wire Transfers
- Positive Pay - Our new Positive Pay Solutions are a strong defense against Check and ACH Fraud!
- Check Fraud Prevention
- Picture Check Positive Pay as the bank's caped crusader, tirelessly scrutinizing each check against your company's VIP roster of issued checks (a.k.a., the issuance file).
- Now, meet Payee Positive Pay, the sleuthing super-detective of the banking realm, upping the ante by aligning the payee’s name on your exclusive list with the name on the check image. (Though it occasionally gets tripped up by those swanky check styles and formats.)
- ACH Fraud Prevention
- ACH Positive Pay is like a superpower for businesses, letting them peek at ACH debits hitting their accounts. It's their trusty sidekick for creating a VIP list of approved vendors and setting up spending limits and frequencies!
