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We make it easy to choose the credit card that is right for you,
with three cards to choose from. All three cards are available in
two options, Low Rate Card or Preferred Points Card.
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Visa® Classic
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Visa® Platinum
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Gold MasterCard®
Consumer Card – Low Rate
Benefits
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Competitive annual
percentage rate (APR).*
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24-hour toll-free live customer assistance available at
800-367-7576.
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Online account information available 24/7 at
www.cardaccount.net.
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Rental car collision damage waiver protection.
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Unlike some card offers, the APR* for purchases and cash advances
is the same. We do not charge a higher rate for cash advances.
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If your payment gets to us a day or two late, don’t worry because
we offer a little extra grace period, helping you avoid a late fee.
Features
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No annual fee.
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Low introductory
rate for the first six months.*
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Competitive ongoing
APR.*
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25-day interest-free grace period on all purchases. No grace period
on cash advances.
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Cash advances can be made for up to 50% of the credit line.
Fees
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Other fees may be
charged, these fees are listed on the
downloadable application.
Consumer Card – Preferred Points
Benefits
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Use your Preferred
Points Card to earn points that you can redeem for rewards.
Earn one point for each dollar spent, up to 10,000 points per
month.
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Redeem your rewards
points for cash-back awards, retail gift cards, travel and a wide
variety of merchandise including cameras,
mp3 players, home theater systems, portable DVD players, sporting
equipment, jewelry, luggage, electronics, video game equipment, gift
cards and more. A brochure with more details is available at our
local branch office.
§
24-hour toll-free live customer assistance available at
800-367-7576.
§
Online account information available 24/7 at
www.cardaccount.net.
§
Rental car collision damage waiver protection.
§
Unlike some card offers, the APR* for purchases and cash advances
is the same. We do not charge a higher rate for cash advances.
§
If your payment gets to us a day or two late, don't worry because
we offer a little extra grace period, helping you avoid a late
fee.
Features
§
No annual fee.
§
Low introductory
rate for first six months.*
§
Competitive ongoing
APR.*
§
25-day interest-free grace period on all purchases. No grace period
on cash advances.
§
Cash advances can be made for up to 50% of the credit line.
§
To view or redeem rewards points, visit
www.mypreferredpoints.com or call 866-678-5191.
Fees § Other fees may be charged, these fees are listed on the downloadable application.
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To
Apply Now
§ Download the PDF application.
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Type the information and then print the application (you cannot
save the document, so print an extra copy for yourself), or print it
and then complete it using a blue or black pen. Paper applications
are also available at our local branch office.
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Fax your completed
application to the
Or mail
your completed application to:
*Please see
application for information about current APRs and fees.
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