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Western Bank is a community bank and is here to serve the needs of our communities through the products we offer and the service we deliver. Check out our wide array of accounts and services to meet your needs.  Our goal is to make your banking experience "Just Right"


Online Banking

Managing your finances is easy with 24/7 access to our free online banking. 


Bill Pay

No postage expense!  Conveniently pay your bills through our free Online Banking Bill Pay system.


Mobile Banking

Put your Bank in your pocket and Go!


Debit Cards

Instant Issue- Come in and get a Debit card in minutes!


Consumer Loan

Looking for a little extra cash?  We have a product to fit your needs & budget.

Checking & MMDA Accounts

photoWhatever your banking style, we have an account that’s Just Right for you!  

Western E-Direct

This is an electronic transactions only account.  Transactions may be made by debit card, ATM, online banking transfers, online banking bill pay, and preauthorized automatic withdrawals.   This is a no checks, no frills, no monthly service charge consumer checking account.

  • $100 Minimum to Open
  • Unlimited Debit Card transactions
  • Electronic Statements Required
  • Check Images Online Only
  • No Monthly Service Charge
  • Free Online Banking & Bill Pay
  • No Paper Check Writing Capabilities

Western Direct Checking

If you still want to be able to write checks, this account is the way to go.  The Western Direct account is a traditional checking account for consumers with unlimited check writing.

  • $100 Minimum to Open
  • Unlimited Check-writing
  • Electronic or Paper Statement
  • Check Images Online Only
  • Flat service fee of $4.50 per month (waived If combined daily balance in all linked accounts is greater than $1,500)
  • Free Online Banking
  • & Bill Pay

Old West Checking

Need images of checks mailed with your monthly statement?  This is the account for you!

  • $100 Minimum to Open
  • Unlimited Check-writing
  • Electronic or Paper Statement
  • Check Images included in statement
  • Flat service fee of $7.50 per month (waived If combined daily balance in all linked accounts is greater than $2,500)
  • Free Online Banking & Bill Pay

Western Silver (55 and over)

This account is a special Consumer checking account for senior citizens over 55 years of age. Images of checks are mailed with your monthly statement.

  • $100 Minimum to Open
  • Unlimited Check-writing
  • Electronic or Paper Statement
  • Check Images included in statement
  • Flat service fee of $3 per month (waived If combined daily balance in all linked accounts is greater than $1,500)
  • Free Online Banking & Bill Pay

NOW Plus

A consumer checking account on which interest is paid if certain balances are maintained.  

  • $750 Minimum to Open
  • Interest Paid Monthly on daily balance
  • 20 debits (checks & electronic) per month, thereafter, $.45 each.
  • Electronic or Paper Statement
  • Check Images included in statement
  • Flat service fee of $8 per month (waived If combined daily balance in all linked accounts is greater than $2,500)
  • Free Online Banking & Bill Pay

Western Gold Money Market

Opening a Western Gold Money Market Account is an excellent way to earn competitive money market rates.  This account is a type of savings account that has tiered interest rates that increase as the balance grows. 

  • $1,500 Minimum to Open
  • Interest Paid on Tiered Daily Balance.
  • This account pays higher interest rates for higher balances.
  • Rates are subject to change daily, and interest is paid monthly.
  • Electronic or Paper Statement
  • Check Images included in statement
  • Flat service fee of $12 per month (waived If combined daily balance in all linked accounts is greater than $2,500)
  • Federal Regulations limit the number of transactions on money market accounts to six (6) per month which include preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, debit cards and similar transactions. Each transaction over six (6) will incur a charge of $5.00.
  • Free Online Banking & Bill Pay

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